First Responders’ Care Expansion Act of 2025; FORCE Act of 2025
Summary
The First Responders’ Care Expansion Act of 2025, also known as the FORCE Act of 2025, proposes amending Title XVIII of the Social Security Act to extend Medicare benefits to first responders at the age of 57. This bill allows eligible first responders to enroll in Medicare Parts A, B, and D, providing them with healthcare coverage similar to individuals aged 65 and older. It also establishes a Medicare First Responder Trust Fund to manage premiums and related finances.
Expected Effects
The bill would expand healthcare access for first responders, potentially improving their health outcomes and financial security in their late 50s and early 60s. It could also create new costs for the Medicare system and require careful management of the newly established trust fund. States are prohibited from buying their Medicaid beneficiaries ages 57 to 64 who are eligible to enroll under this section into Medicare under this section.
Potential Benefits
- Provides healthcare coverage to first responders at age 57, earlier than the standard Medicare age.
- Offers access to Medicare Parts A, B, and D, including prescription drug coverage.
- Establishes a dedicated trust fund for managing the program's finances.
- Could improve the health and well-being of first responders who often face hazardous working conditions.
- Allows access to Medicare supplemental policies.
Potential Disadvantages
- May increase the financial burden on the Medicare system.
- Requires careful management of the Medicare First Responder Trust Fund to ensure its solvency.
- Premiums are required, which could be a barrier for some first responders.
- Potential administrative complexities in implementing and managing the new program.
- Could incentivize early retirement for some first responders.
Constitutional Alignment
The bill's alignment with the Constitution is primarily based on the General Welfare Clause (Article I, Section 8), which allows Congress to provide for the general welfare of the United States. Providing healthcare benefits to first responders can be argued as promoting the general welfare. The bill does not appear to infringe upon any specific individual rights or freedoms guaranteed by the Constitution or its amendments.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).