Bills of Congress by U.S. Congress

Housing Supply Expansion Act of 2025

Summary

The Housing Supply Expansion Act of 2025 aims to increase the availability of affordable housing by updating the definition of "manufactured home." This bill amends the National Manufactured Housing Construction and Safety Standards Act of 1974 to include homes built without a permanent chassis.

The Act directs the Secretary of Housing and Urban Development (HUD) to revise standards for these homes and requires states to certify that they treat all manufactured homes equally under their laws. It also allows HUD to coordinate with other federal agencies to ensure consistent treatment of manufactured homes across federal programs.

Ultimately, the goal is to streamline regulations and encourage the production of more affordable housing options for American citizens.

Expected Effects

The primary effect of this bill will be to broaden the definition of manufactured homes, potentially increasing the supply of affordable housing. This change could lead to more flexible housing options and reduced construction costs.

States will need to update their laws and regulations to comply with the new federal standards, which may require legislative action and administrative adjustments. The bill also aims to ensure consistent treatment of manufactured homes across different federal agencies and programs.

If states fail to certify compliance, the manufacture, installation, or sale of covered manufactured homes within those states could be prohibited, potentially hindering the expansion of housing options.

Potential Benefits

  • Increased housing supply, particularly in the affordable housing sector.
  • More flexible and potentially lower-cost housing options for consumers.
  • Standardized regulations across states, reducing confusion and barriers to entry for manufacturers.
  • Potential for economic growth through increased construction and related industries.
  • Assistance to states in updating their regulations to comply with the new federal standards.

Potential Disadvantages

  • Potential for inconsistent state implementation, leading to confusion and delays.
  • Increased regulatory burden on states to update their laws and regulations.
  • Risk of lower construction quality if standards for homes without permanent chassis are not adequately enforced.
  • Possible resistance from existing housing industries concerned about competition.
  • Potential for delays in housing availability if states do not meet certification deadlines.

Constitutional Alignment

The Housing Supply Expansion Act appears to align with the Constitution's general welfare clause (Preamble). It aims to promote the general welfare by increasing housing affordability and availability.

Congress has the power to regulate interstate commerce (Article I, Section 8), which includes setting standards for manufactured homes that are produced and sold across state lines. The Act does not appear to infringe on any specific individual rights or liberties protected by the Constitution or its amendments.

The requirement for states to certify compliance with federal standards could be seen as an exercise of federal power, but it is likely justified under the Commerce Clause and the need for uniform standards in the manufactured housing industry.

Impact Assessment: Things You Care About

This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).