National Strategy for Combating Scams Act of 2025
Summary
The National Strategy for Combating Scams Act of 2025 aims to establish a national strategy to combat scams by creating a working group led by the FBI. This group will coordinate with various federal agencies and community stakeholders to develop and implement a comprehensive plan. The strategy includes defining 'scam,' evaluating risks and prevention methods, and enhancing coordination between federal, state, local, and private sector entities.
Expected Effects
The Act will likely lead to improved coordination among federal agencies in combating scams, potentially reducing financial losses and protecting vulnerable populations. It could also result in a more unified approach to data collection and enforcement. The Act mandates regular updates to the national strategy, ensuring it remains relevant and effective.
Potential Benefits
- Enhanced protection for vulnerable populations, particularly older adults.
- Improved coordination among federal agencies in combating scams.
- Increased data collection and analysis to better understand and prevent scams.
- Greater collaboration between the public and private sectors to address scams.
- Development of a clear definition of 'scam' for consistent use across agencies.
Potential Disadvantages
- Potential for bureaucratic delays in establishing and implementing the national strategy.
- Risk of the strategy becoming outdated if updates are not timely or comprehensive.
- Possible challenges in coordinating efforts across numerous federal agencies with varying priorities.
- Uncertainty regarding the effectiveness of the strategy in significantly reducing scams.
- Potential for increased regulatory burden on businesses and organizations.
Constitutional Alignment
The Act aligns with the Constitution's mandate to "promote the general Welfare" by protecting citizens from financial fraud. It also falls under Congress's power to regulate commerce and establish laws necessary and proper for carrying out its enumerated powers (Article I, Section 8). The Act does not appear to infringe on any individual liberties or rights protected by the Bill of Rights.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).