H.R.2435 - Save Our Small Farms Act of 2025 (119th Congress)
Summary
H.R.2435, the Save Our Small Farms Act of 2025, aims to amend the Federal Agriculture Improvement and Reform Act of 1996 to better support small farmers. The bill focuses on improving the Noninsured Crop Disaster Assistance Program (NAP) and incentivizing farmers to transition to the Whole Farm Revenue Protection (WFRP) plan. It also introduces a single index insurance policy to protect against agricultural income losses due to adverse weather conditions.
Expected Effects
The bill is likely to result in reduced costs and paperwork for farmers participating in the NAP program. It will also increase payouts under that program. Furthermore, it will encourage a shift towards more comprehensive insurance coverage through the WFRP by offering premium discounts.
Potential Benefits
- Streamlined application processes and reduced paperwork burdens for small-scale and direct-to-consumer production systems.
- Increased payouts under the Noninsured Crop Disaster Assistance Program (NAP).
- Incentives for farmers to transition to the Whole Farm Revenue Protection (WFRP) plan, offering more comprehensive coverage.
- The introduction of a single index insurance policy to protect against income losses due to adverse weather conditions.
- Enhanced support for limited resource, beginning, socially disadvantaged, and veteran farmers through premium discounts and targeted outreach.
Potential Disadvantages
- Potential for increased administrative costs associated with implementing the new streamlined processes and insurance options.
- Possible complexity in transitioning farmers to the WFRP, requiring additional education and support.
- Risk of fraud or misuse of the streamlined revenue-based coverage option if not properly monitored.
- The single index insurance policy may not accurately reflect the losses of individual farms, leading to dissatisfaction among some farmers.
- Potential for unintended consequences or market distortions due to the changes in premium discounts and coverage options.
Constitutional Alignment
The bill aligns with the General Welfare Clause (Article I, Section 8) of the Constitution, which empowers Congress to provide for the general welfare of the United States. By supporting small farmers and ensuring food security, the bill promotes the well-being of the nation. The bill also does not appear to infringe upon any individual liberties or rights protected by the Bill of Rights.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).