H.R.2535 - FEMA Temporary Housing Assistance Improvement Act (119th Congress)
Summary
H.R.2535, the FEMA Temporary Housing Assistance Improvement Act, aims to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act. Specifically, it seeks to prevent the President from considering insurance benefits as a duplication of benefits when determining eligibility for FEMA temporary housing assistance. This bill was introduced in the House of Representatives on April 1, 2025, and referred to the Committee on Transportation and Infrastructure.
Expected Effects
The bill, if enacted, would change how FEMA assesses eligibility for temporary housing assistance after a disaster. It would ensure that individuals are not denied FEMA aid solely because they have insurance coverage. This could lead to more people receiving temporary housing assistance after disasters.
Potential Benefits
- Increased Access to Housing Assistance: More disaster survivors may qualify for temporary housing.
- Reduced Financial Burden: Prevents double deductions for those with insurance.
- Streamlined Application Process: Clarifies eligibility criteria, potentially speeding up aid distribution.
- Fairer Distribution of Aid: Ensures insurance doesn't automatically disqualify applicants.
- Supports Recovery Efforts: Helps communities rebuild faster by providing housing.
Potential Disadvantages
- Potential for Increased Costs: More recipients could strain FEMA's resources.
- Risk of Fraud: Could incentivize some to exploit the system.
- Administrative Challenges: Implementing the change may require new guidelines and training.
- Unintended Consequences: May disincentivize some from obtaining private flood insurance.
- Possible Delays: Initial implementation could cause temporary delays in processing applications.
Constitutional Alignment
The bill appears to align with the General Welfare Clause of the Constitution, as it aims to provide assistance to those affected by disasters. Congress has the power to legislate in areas that promote the general welfare of the United States. The bill also respects the principle of federalism by working within the existing framework of disaster relief established by the Stafford Act.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).