H.R.3472 - Housing Stability for Dreamers Act (119th Congress)
Summary
H.R.3472, the "Housing Stability for Dreamers Act," aims to amend the National Housing Act and Title 38 of the United States Code to ensure that DACA recipients are eligible for housing assistance programs. The bill prohibits discrimination against DACA recipients in single-family mortgage insurance programs under the Federal Housing Administration (FHA), Rural Housing Service, Fannie Mae, and Freddie Mac. It also clarifies the eligibility of DACA recipient veterans for housing loan benefits guaranteed by the Secretary of Veterans Affairs.
Expected Effects
The primary effect of this bill would be to expand access to housing for DACA recipients by removing barriers related to their immigration status. This could lead to increased homeownership rates among this population and greater stability in housing. Additionally, it would ensure that DACA recipient veterans are not denied housing benefits based solely on their DACA status.
Potential Benefits
- Increased access to homeownership for DACA recipients.
- Greater housing stability for affected individuals and families.
- Economic empowerment of DACA recipients through property ownership.
- Recognition of contributions by DACA recipient veterans.
- Reduced risk of homelessness among DACA recipients.
Potential Disadvantages
- Potential strain on existing housing resources and programs.
- Increased demand could drive up housing prices in some areas.
- Concerns about fairness to other groups seeking housing assistance.
- Possible legal challenges related to immigration status and eligibility.
- Minimal impact on the broader housing market or economy.
Constitutional Alignment
The bill's alignment with the Constitution is complex. While the Constitution does not explicitly address housing, the Equal Protection Clause of the Fourteenth Amendment could be invoked to argue against discriminatory housing practices. Congress's power to regulate immigration and naturalization (Article I, Section 8) provides a basis for setting eligibility criteria for federal programs, but these criteria must not violate constitutional rights. The bill could be seen as promoting the general welfare (Preamble) by ensuring housing stability for a specific population.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).