H.R.3810 - Stopping Klepto-card and Identity Misuse Act; SKIM Act (119th Congress)
Summary
H.R. 3810, the Stopping Klepto-card and Identity Misuse Act (SKIM Act), aims to combat access device fraud by requiring the Attorney General to report to Congress on federal, state, and local efforts. The bill also directs the United States Sentencing Commission to revise sentencing guidelines related to counterfeit and unauthorized access devices. This includes increasing the baseline offense level and clarifying loss calculations in cases involving multiple devices.
Expected Effects
The SKIM Act will likely lead to increased scrutiny and reporting on access device fraud. It will also result in potentially harsher penalties for offenders. The increased penalties and focus on enforcement could deter future fraud and improve coordination among law enforcement agencies.
Potential Benefits
- Enhanced law enforcement coordination at the federal, state, and local levels.
- Increased penalties for access device fraud, potentially deterring criminal activity.
- Improved data collection and reporting on the scope and nature of access device fraud.
- Encouragement of best practices for law enforcement and businesses to combat fraud.
- Potential reduction in financial losses due to access device fraud.
Potential Disadvantages
- Increased burden on the Attorney General and the Department of Homeland Security to produce the required report.
- Potential strain on the United States Sentencing Commission to revise guidelines within the specified timeframe.
- Possible increase in the prison population due to harsher sentencing, leading to higher costs for taxpayers.
- Risk of unintended consequences from revised sentencing guidelines.
- Potential for increased surveillance and data collection, raising privacy concerns.
Constitutional Alignment
The bill appears to align with the Constitution, particularly Article I, Section 8, which grants Congress the power to regulate commerce and establish laws necessary and proper for carrying out its enumerated powers. The reporting requirements and sentencing guidelines fall within the scope of Congress's authority to address criminal activity affecting interstate commerce. The bill does not appear to infringe upon any specific constitutional rights or liberties.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).