S.127 - Whole-Home Repairs Act of 2025 (119th Congress)
Summary
S.127, the Whole-Home Repairs Act of 2025, aims to establish a pilot program providing grants to implementing organizations for whole-home repairs for eligible homeowners and landlords. The bill defines eligibility criteria for homeowners and landlords, outlines permissible uses of grant funds, and sets forth application and reporting requirements. The program is authorized to use up to $25 million from existing HUD funds and is set to terminate on October 1, 2030.
Expected Effects
The Act would likely lead to improved housing conditions for low-income homeowners and tenants through grants and loans for necessary repairs and modifications. It could also stimulate local economies by creating demand for construction and repair services. The pilot program structure allows for evaluation and potential scaling of the initiative based on its demonstrated impact.
Potential Benefits
- Improved living conditions for low-income homeowners and renters.
- Increased accessibility for individuals with disabilities and older adults.
- Stimulation of local economies through construction and repair projects.
- Preservation of affordable housing by incentivizing landlords to maintain affordable rental rates.
- Reduction of health and safety hazards in homes.
Potential Disadvantages
- Limited funding may restrict the program's reach and impact.
- Administrative overhead could reduce the amount of funds directly available for repairs.
- Potential for waste, fraud, and abuse despite preventative measures.
- Program termination date may create uncertainty for long-term planning.
- Eligibility requirements could exclude some individuals in need.
Most Disadvantaged Areas:
Constitutional Alignment
The bill appears to align with the Constitution's general welfare clause (Preamble). It promotes domestic tranquility and provides for the general welfare by improving housing conditions and supporting vulnerable populations. The program's structure, involving grants to state and local entities, respects the principles of federalism.
Impact Assessment: Things You Care About ⓘ
This action has been evaluated across 19 key areas that matter to you. Scores range from 1 (highly disadvantageous) to 5 (highly beneficial).